Higher prices are everywhere. At the grocery store. At your gas station. Pretty much everywhere. You feel it. Gas prices have nearly doubled over the past year. Groceries are up 8.6%, the largest increase in 40 years. And the higher costs are here to stay, at least for now. To fight inflation, the Federal Reserve last week raised interest rates, and Fed Chairman Jerome Powell said the rate hikes will keep on coming, robustly, until inflation is under control. That means you’re going to be paying more not just when you shop, but when you borrow money. It’s a lot of hurt to our wallets, but you …