I’ve heard it said that the most important choice that an investor makes is the amount of his stock allocation. I can see it. Choices That A Stock Investor MakesStocks pay higher returns than other investment options. An investor who goes with too low of a stock allocation is going to limit his returns dramatically and thereby will limit his chances of achieving a comfortable retirement at an acceptable age. On the other hand, stock price crashes can be scary. An investor who goes with too high a stock allocation may thereby cause himself to go into freak-out mode during a price crash and ther…