Thinking about a cozy retirement on the horizon? The final decade or two of your career shouldn’t feel like a race to the finish; in light of the modern quality of life that many of us are fortunate enough to enjoy, retirement should instead feel like a new chapter that you can look forward to beginning. Considering that, as of last year, the average age to retire hovers at around 66 years of age, lots of working professionals have ample time to not only plan their retirement but also make it one of the happiest stages of their lives. To that end, let’s take a look at how you can smoothly tran…