Los Angeles (AFP) – Gun owners would be compelled to take out insurance to cover any damage caused by their weapon, under a law being debated Tuesday in one California city. The planned ordinance will also require that they pay an annual fee that will fund a non-profit group to help victims of gun violence. The law, which is expected to go to its first vote in San Jose on Tuesday, is intended both to reduce the harm caused by firearms and to cut down the costs to taxpayers. “We have seen how insurance has reduced auto fatalities over several decades, for example, by incentivizing safer driving…