When was the time you checked your savings account? If it’s been a while, I’m sure that you were expecting a big, juicy return. Guess what? You’re probably severely disappointed to find out that you’ve made nothing. Q4 2021 hedge fund letters, conferences and more Considering that your bank is paying you a measly 0.00000000000000001% this shouldn’t be all that surprising. But, why is your bank treating you that way? Banks often pay low-interest rates on savings accounts. At the moment, the national average interest rate is 0.06% and inflation is around 5%. Financial institutions profit from ha…