By Daniel Kline Mortgage rates are rising as are house prices. What can you do? What should you do? Real estate has never worked like other purchases. You can’t just go to a store and pick out a place to live. Even new construction only works that way when housing markets have cooled off. In a hot or even a neutral market, purchasing a home takes a bit of luck and a sound plan. During the current, incredibly hot sellers’ market, in many parts of the country finding a home becomes even more difficult. It’s not uncommon for a new listing to go under contract over the listing price the same day t…