By Frank Hartzell Online lender recently won clearance to go national. An online lender that chooses who to lend to very carefully will now get the chance to select applicants from all 50 states after action by the federal government. Jim Cramer heard from Anthony Noto, CEO of SoFi Technologies (SOFI) – Get SoFi Technologies Inc Report, the online lender that saw its shares soar 13.6% after receiving regulatory approval to become a national bank. A national bank is chartered under the federal government and is a member of the Federal Reserve System. Noto told Cramer on a recent episode of “Mad…