Can’t see the audio player? Click here to listen. Click here for a transcript of the episode. On Jan. 1, Americans woke up with some new protections from giant medical bills. Meet the No Surprises Act. It’s a new law that protects patients from one of the worst experiences the U.S. health care system has to offer — surprise out-of-network hospital bills. That’s when a person gets hit with a bill from an out-of-network provider at an in-network hospital. Under the new law, if a person visits an in-network hospital and is seen by an out-of-network provider, that provider and the insurer have to …